Get Yourself in a Sunnier Financial Position

Spring is here, and what is a new season without financial tips to get your finances in a better place than before? Have recent financial responsibilities sent a chill down your spine? No need to worry – there are ways to revitalise your financial situation. Zeeva shares a few handy financial tips that you can start applying this coming spring.

Nothing better than budgeting

The best way to jump-start a new season is to get a ‘user-friendly’ and manageable budget in place. It is important to balance your budget by not letting your expenses exceed your income. Zeeva encourages women to ‘refine’ their budget by eliminating splurges and luxuries (restaurant dinners or expensive clothes) and to rather replace it with essential payments (medical aid fees for example) instead. Many ladies also make use of convenient mobile apps (such as Unsplurge, JamJar or 22seven) to have their budget on-hand. A budget should therefore not be a burden to women; on the contrary, it is a great asset. Women need to ensure that their budget is visible and that they are proactively involved in their finances to avoid unnecessary spending.

Saving is key

You can educate yourself on money saving options by doing research on financial websites or by asking your friends about their savings techniques. July was full of tips on savings habits as it was National Savings Month, take a look at Zeeva’s blog for advice as well. You basically need to commit to a savings lifestyle by pinpointing saving opportunities beforehand. You can save by keeping track of available bargains and by doing your homework before going shopping. The most important aspect of saving is to take the first step and to actually get started. Remember when you are not saving, you are certainly making more debt. By proactively focusing your efforts on saving, you can prevent excessive debt.

DIY tricks

Enjoy some fun in the sun by getting creative and taking on a few do-it-yourself projects this coming spring. You will see that the few bucks that you manage to save do add some weight to your savings box in the end. Remember: any woman can do small home repairs and it will also save you the hassle of finding the most reliable person for the job. There are many DIY websites that you can use, like: DIY?JOY, EasyDIY.co.za and Pinterest.

Out in the open communication

It is always a good idea to talk to someone trustworthy about your financial situation and goals. Say it as it is and reach out to your friends and loved ones – they may direct you in finding the best financial expert to assist. Zeeva also encourages you to get the right professional financial advice. If it so happens that your over-indebted bills have left everything a bit ‘wintery’ and you need a trustworthy woman who speaks your language, SMS your name and ZEEVA to 30967 (free of charge) for more info about their successful debt review program.

Put a spring in your step and take your financial situation to sunnier fields. By making use of the above financial tips, you may not only enjoy the new season ahead, but also find yourself in a better financial season in the near future.

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